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Trade Insurance

We may not be able to tell the difference between a floor flange, a fingerplate, alternating current or cold cranking amps, but we do know a lot about insurance for tradies.

So while you get on with the job, we’ll worry about the ‘what ifs’.

Your Resilium Adviser can take care of all your Trade Insurance needs and work out a specialised package that protects you, your equipment, your livelihood and your lifestyle.

Benefits include:

  • Australia-wide cover for tools and equipment theft
  • 24 hours, 7 days a week cover for personal illness or accidents
  • Protection from liability claims Australia-wide
  • A selection of insurance covers to meet your needs
  • 24 hour claims service
  • Monthly premium payments to assist with your cash flow. It costs more for pay by the month.

Who is it for?

Some of the occupations we can cover are:

  • Gasfitters
  • Plumbers
  • Electricians
  • Residential builders
  • Bricklayers
  • Residential builders
  • Landscape gardeners
  • Carpenters
  • Cleaners
  • Decorators
  • Handymen
  • Mobile mechanics
  • Plasterers
  • Shopfitters

….and many more. Talk to your Resilium Adviser.

Your cover options

Your Resilium Adviser will sit down with you to go over the various cover options and work out a package that suits your business.

Option What you're covered for
Public and Products
Liability
Your legal liability for personal injury or damage to property due to an occurrence connected with your business is covered where you are at fault. Find out more about Public and Products Liability Insurance.
Tax Audit Your professional fees, including legal and accounting fees, associated with a business tax audit are covered.
Fire and Other Damage Your building and business contents are covered from certain specific events including fire, storm (not flood), lightning, impact by vehicles, explosion and earthquakes. Accidental damage cover is automatically included up to $250,000.

 

Business Interruption Business Insurance helps to repair and replace your damaged property. Business Interruption Insurance covers you for loss of gross profit or gross rentals following an interruption to your business which was caused by an insured event including fire or burglary, etc.
Burglary If someone breaks into your premises using forced and violent entry, you are covered for the theft of stock, other business contents and electronic equipment in your building.
Money You’re covered for loss or theft of money from certain locations. Any loss of money caused by accounting or clerical errors or theft from staff is not covered.
Glass You’re covered for the replacement value of broken glass including the cost of temporary shuttering, replacement of sign writing and repair of plastic signs up to $5,000. Any stock damaged by the broken glass is also covered at the cost value.
Goods in Transit Loss or damage to your goods in transit is covered against specific events.
Fraud and Dishonesty You’re covered for the loss of money or goods due to any act of fraud or dishonesty by your employees, whether they are acting in collusion with others or alone. This fraud and dishonesty needs to be discovered during the insurance period.
Equipment Breakdown Your mechanical or electrical equipment is covered as well as certain electronic devices.
General Property Cover for items of your choice such as mobile phones and laptop computers, whether you’re in the office or anywhere in the world.

 

Get Trade Insurance

We’ll look after some of the uncontrollables that may come up from time to time so you can keep your eye on the nuts and bolts of your business.

If you’d like to have a chat, simply enter your suburb or postcode in our Adviser Locator and find a Resilium Adviser in your local area.


Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Please read and consider the Trade Insurance Product Disclosure Statement before you make any decisions about this product. This information does not take into account the objectives, financial situation or needs of any person. Before making a decision, you should consider, with the assistance of your Resilium Adviser, whether it is appropriate in light of your particular objectives, financial situation and needs.

Why Speak to an Adviser?

  • Tailored expert advice with your best interests at heart
  • Get the right Resilium Insurance suited to your needs
  • Personalised service from quotes to claims

 Find Your Local Adviser

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