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  • Existing customers: 131 436 | General Enquiries: 1300 092 969 – 9am to 5pm, M-F

Top Strata Residential Insurance

Whether you’ve invested in strata titled units, townhouses, villas or other residences, we have specialised cover to suit your needs.

As well as a 24-hour claims service and flexible payment options (annually or monthly), Top Strata Residential Insurance benefits include:

  • Cover for motor burnout for electric motors up to 4kw or 5.36HP and are less than 11 years old which are part of a building or common contents (e.g. a dishwasher or air conditioner)
  • Temporary accommodation for up to 24 months if a unit in your building cannot be lived in due to damage
  • Up to 24 months of unit owner’s rent if a tenanted unit in your building cannot be lived in due to damage
  • Legal liability cover up to $10 million
  • Cost of emergency repairs (up to $1,000) if an insured incident results in loss or damage
  • Reasonable costs of locating leaks in pipes and water containers that are unknown and resulting in permanent damage to your building or Common Contents
  • Theft of your funds by office bearers or employees and fraudulent embezzlement (limits apply)
  • $500 for lawns, garden areas, trees, shrubs and plants on common areas for theft, accidental loss or damage
  • Up to $1,000 to replace locks or change the key codes if keys or key codes are stolen

Depending on your needs, you can also choose from the following optional extras:

  • Damage from floods
  • Office bearers liability

Get Top Strata Residential Insurance

Strata ownership can be complex. Fortunately, your Strata Insurance isn’t. With the help of a Resilium Adviser, you can easily find the right cover to protect your property, leaving you with more time to relax and enjoy the things you love.

If you’re ready to chat, simply enter your suburb or postcode in our Adviser Locator to find a Resilium Adviser in your local area.

Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Please read and consider the Top Strata Residental Product Disclosure Statement before you make any decisions about this product. This information does not take into account the objectives, financial situation or needs of any person. Before making a decision, you should consider, with the assistance of your Resilium Adviser, whether it is appropriate in light of your particular objectives, financial situation and needs.


Why Speak to an Adviser?

  • Tailored expert advice with your best interests at heart
  • Get the right Resilium Insurance suited to your needs
  • Personalised service from quotes to claims

 Find Your Local Adviser

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